diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsNotifyResult.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsNotifyResult.java
new file mode 100644
index 000000000..80709a102
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsNotifyResult.java
@@ -0,0 +1,79 @@
+package com.github.binarywang.wxpay.bean.transfer;
+
+import com.github.binarywang.wxpay.bean.notify.OriginNotifyResponse;
+import com.github.binarywang.wxpay.bean.notify.WxPayBaseNotifyV3Result;
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+import java.io.Serializable;
+
+/**
+ *  <pre>
+ *    商家转账到零钱接口将转账结果通知用户
+ *    文档地址：https://pay.weixin.qq.com/doc/v3/merchant/4012716434
+ *  </pre>
+ */
+@Data
+public class TransferBillsNotifyResult implements Serializable, WxPayBaseNotifyV3Result<TransferBillsNotifyResult.DecryptNotifyResult> {
+  /**
+   * 源数据
+   */
+  private OriginNotifyResponse rawData;
+  /**
+   * 解密后的数据
+   */
+  private TransferBillsNotifyResult.DecryptNotifyResult result;
+
+  @Data
+  @NoArgsConstructor
+  public static class DecryptNotifyResult implements Serializable {
+    /**
+     * 商户号
+     */
+    @SerializedName(value = "mch_id")
+    private String mchId;
+    /**
+     * 商家批次单号
+     */
+    @SerializedName(value = "out_bill_no")
+    private String outBillNo;
+    /**
+     * 微信批次单号
+     */
+    @SerializedName(value = "transfer_bill_no")
+    private String transferBillNo;
+    /**
+     * 批次状态
+     */
+    @SerializedName(value = "state")
+    private String state;
+    /**
+     * 转账金额
+     */
+    @SerializedName(value = "transfer_amount")
+    private Integer transferAmount;
+
+    /**
+     * 批次状态
+     */
+    @SerializedName(value = "openid")
+    private String openid;
+
+    /**
+     * 单据创建时间
+     */
+    @SerializedName(value = "create_time")
+    private String createTime;
+    /**
+     * 最后一次状态变更时间
+     */
+    @SerializedName(value = "update_time")
+    private String updateTime;
+    /**
+     * 错误原因
+     */
+    @SerializedName(value = "fail_reason")
+    private String failReason;
+  }
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsRequest.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsRequest.java
new file mode 100644
index 000000000..230e564e4
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsRequest.java
@@ -0,0 +1,108 @@
+package com.github.binarywang.wxpay.bean.transfer;
+
+import com.github.binarywang.wxpay.v3.SpecEncrypt;
+import com.google.gson.annotations.SerializedName;
+import lombok.AllArgsConstructor;
+import lombok.Builder;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+import java.io.Serializable;
+import java.util.List;
+
+/**
+ * 发起商家转账API参数
+ *
+ * @author allovine
+ * created on  2025/1/15
+ **/
+@Data
+@Builder(builderMethodName = "newBuilder")
+@NoArgsConstructor
+@AllArgsConstructor
+public class TransferBillsRequest implements Serializable {
+  private static final long serialVersionUID = -2175582517588397437L;
+
+  /**
+   * 直连商户的appid
+   */
+  @SerializedName("appid")
+  private String appid;
+
+  /**
+   * 商户系统内部的商家单号
+   */
+  @SerializedName("out_bill_no")
+  private String outBillNo;
+
+  /**
+   * 转账场景ID
+   * 商户平台-产品中心-商家转账 申请
+   * 佣金报酬 ID:1005
+   */
+  @SerializedName("transfer_scene_id")
+  private String transferSceneId;
+
+  /**
+   * 用户在直连商户应用下的用户标示
+   */
+  @SerializedName("openid")
+  private String openid;
+
+  /**
+   * 收款用户姓名
+   */
+  @SpecEncrypt
+  @SerializedName("user_name")
+  private String userName;
+
+  /**
+   * 转账金额
+   */
+  @SerializedName("transfer_amount")
+  private Integer transferAmount;
+
+  /**
+   * 转账备注
+   */
+  @SerializedName("transfer_remark")
+  private String transferRemark;
+
+  /**
+   * 异步接收微信支付结果通知的回调地址，通知url必须为公网可访问的url，必须为https，不能携带参数
+   */
+  @SerializedName("notify_url")
+  private String notifyUrl;
+
+  /**
+   * 用户收款感知
+   */
+  @SerializedName("user_recv_perception")
+  private String userRecvPerception;
+
+
+  /**
+   * 转账场景报备信息
+   */
+  @SerializedName("transfer_scene_report_infos")
+  private List<TransferSceneReportInfo> transferSceneReportInfos;
+
+
+  @Data
+  @Builder(builderMethodName = "newBuilder")
+  @AllArgsConstructor
+  @NoArgsConstructor
+  public static class TransferSceneReportInfo {
+    /**
+     * 信息类型
+     */
+    @SerializedName("info_type")
+    private String infoType;
+
+    /**
+     * 信息内容
+     */
+    @SerializedName("info_content")
+    private String infoContent;
+  }
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsResult.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsResult.java
new file mode 100644
index 000000000..9f7aac7fb
--- /dev/null
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/bean/transfer/TransferBillsResult.java
@@ -0,0 +1,55 @@
+package com.github.binarywang.wxpay.bean.transfer;
+
+import com.google.gson.annotations.SerializedName;
+import lombok.Data;
+import lombok.NoArgsConstructor;
+
+import java.io.Serializable;
+
+/**
+ * 商家转账结果
+ *
+ * @author allovine
+ * created on  2025/1/15
+ **/
+@Data
+@NoArgsConstructor
+public class TransferBillsResult implements Serializable {
+  private static final long serialVersionUID = -2175582517588397437L;
+
+  /**
+   * 商户单号
+   */
+  @SerializedName("out_bill_no")
+  private String outBillNo;
+
+  /**
+   * 微信转账单号
+   */
+  @SerializedName("transfer_bill_no")
+  private String transferBillNo;
+
+  /**
+   * 单据创建时间
+   */
+  @SerializedName("create_time")
+  private String createTime;
+
+  /**
+   * 单据状态
+   */
+  @SerializedName("status")
+  private String status;
+
+  /**
+   * 失败原因
+   */
+  @SerializedName("fail_reason")
+  private String failReason;
+
+  /**
+   * 跳转领取页面的package信息
+   */
+  @SerializedName("package_info")
+  private String packageInfo;
+}
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/TransferService.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/TransferService.java
index ebf746214..c02430a96 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/TransferService.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/TransferService.java
@@ -111,4 +111,31 @@ public interface TransferService {
    */
   TransferBatchDetailResult transferBatchesOutBatchNoDetail(String outBatchNo, String outDetailNo) throws WxPayException;
 
+  /**
+   * <pre>
+   *
+   * 2025.1.15 开始新接口 发起商家转账API
+   *
+   * 请求方式：POST（HTTPS）
+   * 请求地址：<a href="https://api.mch.weixin.qq.com/v3/fund-app/mch-transfer/transfer-bills">请求地址</a>
+   *
+   * 文档地址：<a href="https://pay.weixin.qq.com/doc/v3/merchant/4012716434">发起商家转账API</a>
+   * </pre>
+   *
+   * @param request 转账请求参数
+   * @return TransferBillsResult 转账结果
+   * @throws WxPayException .
+   */
+  TransferBillsResult transferBills(TransferBillsRequest request) throws WxPayException;
+
+  /**
+   * 2025.1.15 开始新接口 解析商家转账结果
+   * 详见<a href="https://pay.weixin.qq.com/doc/v3/merchant/4012712115"></a>
+   *
+   * @param notifyData 通知数据
+   * @param header     通知头部数据，不传则表示不校验头
+   * @return the wx transfer notify result
+   * @throws WxPayException the wx pay exception
+   */
+  TransferBillsNotifyResult parseTransferBillsNotifyResult(String notifyData, SignatureHeader header) throws WxPayException;
 }
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
index 57c2937c6..19b4ed0a0 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/WxPayService.java
@@ -6,6 +6,7 @@ import com.github.binarywang.wxpay.bean.notify.*;
 import com.github.binarywang.wxpay.bean.request.*;
 import com.github.binarywang.wxpay.bean.result.*;
 import com.github.binarywang.wxpay.bean.result.enums.TradeTypeEnum;
+import com.github.binarywang.wxpay.bean.transfer.TransferBillsNotifyResult;
 import com.github.binarywang.wxpay.config.WxPayConfig;
 import com.github.binarywang.wxpay.constant.WxPayConstants;
 import com.github.binarywang.wxpay.exception.WxPayException;
@@ -991,6 +992,17 @@ public interface WxPayService {
    */
   WxPayTransferBatchesNotifyV3Result parseTransferBatchesNotifyV3Result(String notifyData, SignatureHeader header) throws WxPayException;
 
+  /**
+   * 解析商家转账批次回调通知
+   * https://pay.weixin.qq.com/doc/v3/merchant/4012712115
+   *
+   * @param notifyData
+   * @param header
+   * @return
+   * @throws WxPayException
+   */
+  TransferBillsNotifyResult parseTransferBillsNotifyV3Result(String notifyData, SignatureHeader header) throws WxPayException;
+
   /**
    * 解析服务商模式退款结果通知
    * 详见https://pay.weixin.qq.com/wiki/doc/apiv3_partner/apis/chapter4_1_11.shtml
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
index c9fc1e7bd..7c2055cec 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/BaseWxPayServiceImpl.java
@@ -11,6 +11,7 @@ import com.github.binarywang.wxpay.bean.order.WxPayNativeOrderResult;
 import com.github.binarywang.wxpay.bean.request.*;
 import com.github.binarywang.wxpay.bean.result.*;
 import com.github.binarywang.wxpay.bean.result.enums.TradeTypeEnum;
+import com.github.binarywang.wxpay.bean.transfer.TransferBillsNotifyResult;
 import com.github.binarywang.wxpay.config.WxPayConfig;
 import com.github.binarywang.wxpay.config.WxPayConfigHolder;
 import com.github.binarywang.wxpay.constant.WxPayConstants;
@@ -442,6 +443,11 @@ public abstract class BaseWxPayServiceImpl implements WxPayService {
     return this.baseParseOrderNotifyV3Result(notifyData, header, WxPayTransferBatchesNotifyV3Result.class, WxPayTransferBatchesNotifyV3Result.DecryptNotifyResult.class);
   }
 
+  @Override
+  public TransferBillsNotifyResult parseTransferBillsNotifyV3Result(String notifyData, SignatureHeader header) throws WxPayException {
+    return this.baseParseOrderNotifyV3Result(notifyData, header, TransferBillsNotifyResult.class, TransferBillsNotifyResult.DecryptNotifyResult.class);
+  }
+
   @Override
   public WxPayPartnerRefundNotifyV3Result parsePartnerRefundNotifyV3Result(String notifyData, SignatureHeader header) throws WxPayException {
     return this.baseParseOrderNotifyV3Result(notifyData, header, WxPayPartnerRefundNotifyV3Result.class, WxPayPartnerRefundNotifyV3Result.DecryptNotifyResult.class);
diff --git a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/TransferServiceImpl.java b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/TransferServiceImpl.java
index e62dc9c05..23bf7b13e 100644
--- a/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/TransferServiceImpl.java
+++ b/weixin-java-pay/src/main/java/com/github/binarywang/wxpay/service/impl/TransferServiceImpl.java
@@ -85,4 +85,20 @@ public class TransferServiceImpl implements TransferService {
     String result = this.payService.getV3(url);
     return GSON.fromJson(result, TransferBatchDetailResult.class);
   }
+
+  @Override
+  public TransferBillsResult transferBills(TransferBillsRequest request) throws WxPayException {
+    String url = String.format("%s/v3/fund-app/mch-transfer/transfer-bills", this.payService.getPayBaseUrl());
+    if (request.getUserName() != null && request.getUserName().length() > 0) {
+      X509Certificate validCertificate = this.payService.getConfig().getVerifier().getValidCertificate();
+      RsaCryptoUtil.encryptFields(request, validCertificate);
+    }
+    String result = this.payService.postV3WithWechatpaySerial(url, GSON.toJson(request));
+    return GSON.fromJson(result, TransferBillsResult.class);
+  }
+
+  @Override
+  public TransferBillsNotifyResult parseTransferBillsNotifyResult(String notifyData, SignatureHeader header) throws WxPayException {
+    return this.payService.baseParseOrderNotifyV3Result(notifyData, header, TransferBillsNotifyResult.class, TransferBillsNotifyResult.DecryptNotifyResult.class);
+  }
 }
diff --git a/weixin-java-pay/src/test/java/com/github/binarywang/wxpay/service/impl/TransferServiceImplTest.java b/weixin-java-pay/src/test/java/com/github/binarywang/wxpay/service/impl/TransferServiceImplTest.java
index 7f89bd472..cd607dff0 100644
--- a/weixin-java-pay/src/test/java/com/github/binarywang/wxpay/service/impl/TransferServiceImplTest.java
+++ b/weixin-java-pay/src/test/java/com/github/binarywang/wxpay/service/impl/TransferServiceImplTest.java
@@ -2,6 +2,7 @@ package com.github.binarywang.wxpay.service.impl;
 
 import com.github.binarywang.wxpay.bean.transfer.QueryTransferBatchesRequest;
 import com.github.binarywang.wxpay.bean.transfer.TransferBatchesRequest;
+import com.github.binarywang.wxpay.bean.transfer.TransferBillsRequest;
 import com.github.binarywang.wxpay.exception.WxPayException;
 import com.github.binarywang.wxpay.service.WxPayService;
 import com.github.binarywang.wxpay.testbase.ApiTestModule;
@@ -73,4 +74,17 @@ public class TransferServiceImplTest {
   public void testTransferBatchesOutBatchNoDetail() throws WxPayException {
     log.info("商家明细单号查询明细单:{}", this.payService.getTransferService().transferBatchesOutBatchNoDetail("1655447999520", "1655447989156"));
   }
+
+  @Test
+  public void testTransferBills() throws WxPayException {
+    TransferBillsRequest transferBillsRequest = TransferBillsRequest.newBuilder()
+      .appid("wxf636efh5xxxxx")
+      .outBillNo("1655447989156")
+      .transferSceneId("1005")
+      .transferAmount(100)
+      .transferRemark("测试转账")
+      .openid("oX_7Jzr9gSZz4X_Xc9-_7HGf8XzI")
+      .userName("测试用户").build();
+    log.info("发起商家转账:{}", this.payService.getTransferService().transferBills(transferBillsRequest));
+  }
 }